ç¡?è°·é?¶è??´äº§???þ??å¼????´å¤§???±æ?ºï?

??????丨æ????FICC??究å?¢é??

?????¸å?è§???/STRONG>

????ç¾??½ç?è°·é?¶è????¨æ?·æ?¤å??æ½???失败????èµ?ç­??¥ç???????宣å???´äº§??ç¡?è°·é?¶è????´äº§?????¢æ???¶è??º«ä¸??¡ç???¹æ??§å??ç´?ï¼?ä¹???大å??°é?¶è?ï¼?å°¤å?¶æ??¸­å°??¶è???¸´???±æ?§é??©ã??3??13?¥ç??½è´¢?¿é?¨ã??ç¾????¨ä?FDIC??表ç??????声æ??å°?è¾?大æ??????ºä¿¡å¿?ï¼??¿å??ç¡?è°·é?¶è???å½±å??è¿?ä¸?æ­¥ä???ï¼????¥ç????¨ç´§ç¼©è??å¥??¤æ????????????»è?ï¼?ä½??????°ç??½é?¶è?æµ??¨æ?§å????ï¼?é¢?计æ???¥ç????¨å??????å¥?ä¹?å°??´ä¸ºè°¨æ????

????ç¡?è°·é?¶è?宣å???´äº§??å¼???å¸??ºæ??????3??10?¥ç?è°·é?¶è?宣å??´äº§ï¼?导è?´å?¨ç???¡ç¥¨å¸??ºé??ä½?跳水??ç¡?è°·é?¶è???008å¹´é?????±æ?ºå??宣å??´äº§???¶è?ä¸??模æ??大ç??ä¸?家ã??ç¡?è°·é?¶è??´äº§ä¸»è??±ä????????¶è?å°?èµ???大è?模æ???¥é?¿æ???½å?ºä?MBSï¼???ç¾????¨å??????´å?¶å?¨æ?·ç???èµ????´ä¸º?°é?¾ã???¨æ?·æ????å­?款è?为å???§ï????¶å?????¨æ??ä¹?导è?´å?¶è??º«è¯??¸æ??èµ??ºç?°å¤§å¹???失ï??¨æ?·æ?¤å?????·å?¥æ??¨æ?§å?°å????´ã??

????ç¡?è°·é?¶è???é£??©æ??¸ª?§è????±æ?§ï?ä»?å­?款ä??¤ç?åºþA?åºþA??è¨?ï¼?ç¡?è°·é?¶è?????FDICå­?款ä??©ä??¤ç??å­?款å??å­?款æ?»é???96ï¼?ï¼?è¿?é«?äº?å¹³å??55ï¼???æ°´å¹³??ä»??¨æ?·æ?¹é?¢è??è¨?ï¼?ç¡?è°·é?¶è????¡ç??å­?款å??·é??ä¸??¨ç??????»ç??ç­?è¡?ä¸?ï¼??¶å??·å???°å??????å½±å??è¾?大ï?è¾?å¤??¨æ?·é??è¦?????å­?款维?????¸è?è½??导è?´æ?¤å??é£??©æ?´é?ï¼???大é?¶è???èµ????¥æ?ä¸??¶å???款å??æ¯?è¾?é«???ä½???注æ???????????³å?°æ??è¯??¸ä»·?¼æ????°æ??失è?é«?????½é?¶è??´å?±æ?§ç??é£??©ã??å½???????ç¾????¨å?????ç¾??½é?¶è??¨å????ºå????è¯??¸æ??èµ??¹é?¢é??¸´è¶?6000亿ç?????????°æ??失ï?ä¸???¶è?èµ????????°æ??失侵?????´ä¸ºä¸¥é????ç¡?è°·é?¶è?å¼?èµ·ç??å¸??ºæ??????ç»??½å?þA???管æ?ºæ????è´¢æ?¿é?¨ã??ç¾????¨ç??¿ç?å¹³æ????????°æ??失æ???þ???·è±¡?????³é????

????å½???ç¾??½é?¶è?æµ??¨æ?§å?ä½?ï¼?ç¾????¨å?????????ï¼?ç¾??½é?¶è?ä½?ç³»æ??¨æ?§ä????¶ç´§ï¼?2022å¹´å?å§?ï¼??¶è????¨è´´?°ç??£å??款é??é¢??????þ???¿è´·æ¬¾é?¶è?ï¼?FHLBï¼???è¿?é¢?ä»?款å???¶è???ä¾?èµ?????大å?ä¸?????ç¡?è°·é?¶è?äº?件å???????¶è??´æ??¨æ?§è????ºç?°ä¸¥?????±æ?ºï???ä¿???å¤???èµ??©ç??è¿????ºç?°é???????å½ ¬??ä½??¶è?å­?款æ??ç»??失ï?è´·æ?继续å¢???ï¼?è´·å?æ¯?ä¸??????ï¼??¶è?æµ??¨æ?§æ°´å¹³å¿«??ä¸???令人??忧ï?å°¤å?¶æ??¸­å°??¶è???

????ç¾??½ä¸­å°??¶è??¤å??é£??©ä?ä¼?ä¸?èµ????¨è½¬?°å?å­??¨ç?¸ä?ä¼???????延ç??é£??©ã???¨å???ç¾????¨å·²å¤§å??????¶æ??ï¼?ç¾??½é??????ä¼?ä¸?å¤?äº?èµ?????¼º????è´·æ??????????°å?ä¹?ä¸???¥ç?è°·é?¶è??´äº§å¼????¶ä?FDICå­?款ä??¤è?????è¾?ä½???ä¸???¶è??ºç?°æ?¤å??æµ?½®ï¼?æµ??¨æ?§é??©ç»§ç»??¨é?¶è?ä¸?ä¼???ï¼???ä¼?导è?´æ?´å?ä¼?ä¸???¸´æµ??¨æ?§é??©ã??????ç¾????¨ã??è´¢æ?¿é?¨ä»¥????管æ?ºæ????è¦????¶å?ºå?°æ???????¿ç?以æ?§å?¶ç?è°·é?¶è??´äº§å¼????´æ·±?±æ?ºç??é£??©ã??

????ç¡?è°·é?¶è??´äº§äº?件ä?å¼????´å¤§???±æ?ºå??ï¼?FDICå·²æ?¥ç?ç¡?è°·é?¶è?ï¼?????13?¥ä?æ´²é????å¸??ºå?????ï¼?ç¾??½è´¢?¿é?¨ã??ç¾????¨ä»¥??FDIC??表è????声æ??表示ç¡?è°·é?¶è??????¨æ?·å??»¥?????¶æ????èµ???ï¼????¶ä?å¯?ignature?¶è?????类似?????½ï????þ@?¨å?å§???ä¼?宣å?设ç??°ç???¶è?å®?????èµ?计å??ï¼?BTFPï¼???ç¬þ@???¡ä»¶??å­?款æ?ºæ????ä¾????¿é?¿è¾¾ä¸?å¹´ç??è´·æ?ï¼?以确ä¿??¶è????½å??满足å­?款人??æ±???æ­¤æ?ç¾??½ç??管以???¿å??ºæ??åº?对å???????¶ä?????ï¼?ç¡?è°·é?¶è??´äº§??å¤?溢影??é¢?计è?为æ????ï¼????¥ç????¨ç´§ç¼©è??å¥??¤æ????????????»è?ï¼?ä½??????°ç??½é?¶è?æµ??¨æ?§å????ï¼?é¢?计æ???¥ç????¨å??????å¥?ä¹?å°??´ä¸ºè°¨æ????

????é£??©å??ç´?ï¼????¥ç??½æ?´ä????¨å???¶è?æµ??¨æ?§å?ºç?°è?é¢???é£??©ï??°ç??¿æ²»é£??©è?é¢???ï¼?ç¾??½é????è¶?é¢???ç­???

????æ­£æ??

????ç¾??½ç?è°·é?¶è????¨æ?·æ?¤å??æ½???失败????èµ?ç­??¥ç???????宣å???´äº§??ç¡?è°·é?¶è????´äº§?????¢æ???¶è??º«ä¸??¡ç???¹æ??§å??ç´?ï¼?ä¹???大å??°é?¶è?ï¼?å°¤å?¶æ??¸­å°??¶è???¸´???±æ?§é??©ã??3??13?¥ç??½è´¢?¿é?¨ã??ç¾????¨ä?FDIC??表ç??????声æ??å°?è¾?大æ??????ºä¿¡å¿?ï¼??¿å??ç¡?è°·é?¶è???å½±å??è¿?ä¸?æ­¥ä???ï¼????¥ç????¨ç´§ç¼©è??å¥??¤æ????????????»è?ï¼?ä½??????°ç??½é?¶è?æµ??¨æ?§å????ï¼?é¢?计æ???¥ç????¨å??????å¥?ä¹?å°??´ä¸ºè°¨æ????

????ç¡?è°·é?¶è???ä½??´äº§ï¼?

????ç¡?è°·é?¶è???008å¹´é?????±æ?ºå??宣å??´äº§???¶è?ä¸??模æ??大ç??ä¸?家ã???????±æ?ºå??ï¼?ç¾??½é?¶è??´äº§äº?件å????é¢???è¾?ä½?ï¼?2020å¹´ç???????´ä?ä»?4家é?¶è??????´äº§??3??8?¥ç?è°·é?¶è???å¸???èµ?????ï¼?3??9?¥ç??½é?¶è??¿å??大å?ä¸?è·?ï¼?ç¾??½æ?©æ?¹å¤§????ç¾??½é?¶è???å¯??½é?¶è????±æ?????¢å??大é?¶è????¡ä»·è·?å¹???è¶?4ï¼???3??10?¥ç?è°·é?¶è?宣å??´äº§??ï¼??¨ç???¡ç¥¨å¸??ºé??ä½?跳水ï¼?????00???°è?1.45ï¼?ï¼?å¾·å??AX???°è?1.31ï¼?ï¼?æ³???AC40???°è?1.30ï¼?ï¼??±å?½å???00???°è?1.67ï¼???

????ç¡?è°·é?¶è??´äº§???þ??å¼????´å¤§???±æ?ºï?

????ç¡?è°·é?¶è?为ä?èµ°è?³ç?´äº§ï¼?ç¡?è°·é?¶è?ä½?为ç??½ç????äº???大é?¶è?ï¼?主è????¡ä?ç§??????»ç??ç­?è¡?ä¸???ä¼?ä¸???2020å¹´æ?°å??????????ï¼?ç¾????¨å?è¡?è¶?è§?模ç??宽æ?¾æ?¿ç?ï¼?导è?´å??ºæ??¨æ?§å??è£?ï¼?ç§???ä¼?ä¸??·å?大é??èµ???ï¼?ç¡?è°·é?¶è???å­?款ä?ä»?2019 å¹´å??? 618 亿ç???å¢??¿å? 2022 å¹´ä?季度?? 1981 亿ç???ï¼???ç¡?è°·é?¶è?使ç?¨å?款è???è´??¥ä?大é???¿æ??ç¾??½å?½å?ºå???¿å????????µæ?¼è´·æ¬¾è??¸ã??????ç¾????¨å?????ç¡?è°·é?¶è????¡ç??ä¼?ä¸???èµ?????»¥???°é?¾ç?åºþA??¥è?é«?ï¼?对ä?å­?款ç??æ¶???ä¸??????ï¼?并ä??????导è?´å?ºå?¸ç?èµ?产å???¥ç??è¾?å­?款æ?´å?·å?¸å???ï¼??????¨æ?·ä??¾å??äº?å°??¶è?å­?款ç?¨ä?è´?¹°?´é????¥ç??èµ?产ï?两æ?¹é?¢å?????±å??导è?´ç?è°·é?¶è??¨ç????¨æ??ç»????????????¸´è¾?é«???æµ??¨æ?§å?????????¶ï?2022å¹´å??????????¨æ??导è?´ç?è°·é?¶è????????½å?ºä»¥???µæ?¼è´·æ¬¾å?ºå?¸ä»·?¼ä????è·?ï¼?为ä?解å?³å?????æµ??¨æ?§å?°å?ï¼?3??8?¥ç?è°·é?¶è???å¸?????è¯??¾è??èµ?ï¼?ä½?è¿?ä¸?举æ????大ä?å¸??ºæ????ï¼?次æ?¥ï???èµ??????¨æ?·ä?ç¡?è°·é?¶è?????äº?420亿ç?????å­?款ï??¶è??ºç?°æ?¤å??ï¼?????¶ç??ï¼?ç¡?è°·é?¶è????°é??缺å?£çº¦ä¸?.58亿ç?????çª??¶ç????????款潮导è?´ç?è°·é?¶è??????¿è??°æ???ºå?¡ï???ç»?èµ?ä¸??µå?ºï?äº?3??10?¥å????´äº§??

????ç¡?è°·é?¶è??´äº§???þ??å¼????´å¤§???±æ?ºï?

????ç¡?è°·é?¶è??´äº§???þ??å¼????´å¤§???±æ?ºï?

????ç¡?è°·é?¶è??´äº§äº?件ä?è¿?ä¸?æ­¥å????´å¤§???±æ?ºå??ï¼?

????ç¡?è°·é?¶è???é£??©æ??¸ª?§è????±æ?§ï??ºä?ç¡?è°·é?¶è?2022å¹´å??季度财å?¡æ?¥å??ï¼?????FDICå­?款ä??©ä??¤ç??å­?款å??å­?款æ?»é???96ï¼?ï¼???FDICå­?款ä??©ä??¤å?款æ?»é????¶è?å­?款æ?»é???55ï¼?å·þ@?³ï?????ä»?å­?款ä??¤ç?åºþA?åºþA??è¨?ï¼?ç¡?è°·é?¶è??ºç?°æ?¤å????é«?é£??©å?äº?ä¸????并ä?ç¡?è°·é?¶è??¨æ?·é??ä¸??¨ç??????»ç??ç­?è¡?ä¸?ï¼???è¿?äº?ä¼?ä¸??¨æ?·å?¨å?????¶æ????¸´ä¼°å?¼ç¼©æ°´ã??ç­¹è??????????ç­¹è?æ¸?????????èµ????¥æ??????è¦?????å­?款维?????¸è?è½??ä»??¨æ?·æ?¹é?¢è??è¨?ï¼?ç¡?è°·é?¶è????¡å??·å???°å??????å½±å??è¾?大ï?è¿??¹é???å±?äº?ç¡?è°·é?¶è??¹æ????å±??§ï?大é?¶è???èµ????¥æ?ä¸??¶å???款å??æ¯?è¾?é«???

????ä½???注æ???????????³å?°æ??è¯??¸ä»·?¼æ????°æ??失è?é«??¨ç??½é?¶è??´æ???·æ???±æ?§ç??é£??©ã??å½???????ç¾????¨å?????ç¾??½é?¶è??¨å????ºå????è¯??¸æ??èµ??¹é?¢é??¸´è¶?6000亿ç?????????°æ??失ï?对ä?大é?¶è???è¨?ï¼?????ºå????è¯??¸æ??èµ???????°æ??失å??´ä?级è??????10ï¼?以ä?ï¼???对ä?è§?模ä?äº?2.5亿ç??????°å?ºé?¶è???è¨?ï¼?????ºå????è¯??¸æ??èµ???????°æ??失å??´ä?级è??????20ï¼?以ä?????该é??©å????¨é?¶è??ºç?°æ??¨æ?§é??©ï??ºç?°æ?¤å??æ½???¶æ??为å?·è±¡??????失ï?????ç¡?è°·é?¶è?å¼?èµ·ç??å¸??ºæ??????ç»??½å?þA???管æ?ºæ????è´¢æ?¿é?¨ã??ç¾????¨ç??¿ç?å¹³æ?????±æ?ºæ???þ???©å¤§?????³é????

????ç¡?è°·é?¶è??´äº§???þ??å¼????´å¤§???±æ?ºï?

????å½???ç¾??½é?¶è?æµ??¨æ?§å?ä½?ï¼?ç¾????¨å?????????ï¼?ç¾??½é?¶è?ä½?ç³»æ??¨æ?§ä????¶ç´§ï¼??¶è????¨è´´?°ç??£å??款é??é¢???022å¹´å?å§?大å?ä¸???ï¼??¶ä¸­å¤§é?¨å??????¶è????¨è´´?°ç??£è?·å??èµ????????¶ï?2022å¹´å?å§????þ???¿è´·æ¬¾é?¶è?ï¼?FHLBï¼???è¿?é¢?ä»?款å???¶è???ä¾?èµ???ä¹?骤å?????????è¨?ï¼?ç¡?è°·é?¶è?äº?件å???????¶è??´æ??¨æ?§è????ºç?°ä¸¥?????±æ?ºï???ä¿???å¤???èµ??©ç??è¿????ºç?°é???????å½ ¬??ä½??¶è?å­?款æ??ç»??失ï?è´·æ?继续å¢???ï¼?è´·å?æ¯?ä¸??????ï¼??¶è?æµ??¨æ?§æ°´å¹³å¿«??ä¸???令人??忧ï?å°¤å?¶æ??¸­å°??¶è???

????ç¡?è°·é?¶è??´äº§???þ??å¼????´å¤§???±æ?ºï?

????ç¡?è°·é?¶è??´äº§???þ??å¼????´å¤§???±æ?ºï?

????ç¡?è°·é?¶è??´äº§???þ??å¼????´å¤§???±æ?ºï?

????æ­¤å?ï¼?ç¾??½ä¸­å°??¶è??¤å??é£??©ä?ä¼?ä¸?èµ????¨è½¬?°å?å­??¨ç?¸ä?ä¼???????延ç??é£??©ã???¨å???ç¾????¨å·²å¤§å??????¶æ??ï¼?ç¾??½æ?´ä???????ä¼?ä¸???æµ??¨æ?§æ°´å¹³é???ï¼?ç¾??½é??????ä¼?ä¸?å¤?äº?èµ?????¼º????è´·æ??????????°å?ä¹?ä¸???¥å?¶ä?FDICå­?款ä??¤è?????è¾?ä½???ä¸???¶è????¨æ?·æ??å¿???·±??å­?款ä???¸´??失é??©ï?ä»???å¼???ä¸???¶è?è¿?ä¸?æ­¥æ?¤å??æµ?½®ï¼?导è?´æ??¨æ?§é??©ç»§ç»??¨é?¶è?ä¸?ä¼???ï¼?ä¸???¶è?è¾?é«???è¯??¸æ??èµ?????°æ??失æ???å°????§ä???ï¼?ï¼?è¿???导è?´æ?´å?ä¼?ä¸???¸´èµ???è¿?è½????ï¼???ç¾??½ç?æµ???å°???¸´è§?模ä?容忽è§???è£???æ½???????ç¾????¨ã??è´¢æ?¿é?¨ä»¥????管æ?ºæ????è¦????¶å?ºå?°æ???????¿ç?以æ?§å?¶ç?è°·é?¶è??´äº§å¼????´æ·±?±æ?ºç??é£??©ã??

????ç¡?è°·é?¶è??´äº§???þ??å¼????´å¤§???±æ?ºï?

????å½???ç¾??½ç??管æ?ºæ????åº?对å?ä½?ï¼?ç¡?è°·é?¶è???å¤?溢影??å¦?ä½?ï¼?FDIC ????10?¥æ?¥ç?ç¡?è°·é?¶è?ï¼????¶ï? 3??10?¥è?¶ä¼¦?¨é?¿è¡¨ç¤ºå??¨ç?¸ä¿¡?¶è?ä¸???管æ?ºæ???½å???????å½???åº?对æ???½ï?并æ???ºé?¶è?ä½?ç³»ä??¶å?·æ??å¼¹æ?§ï?????管æ?ºæ???¥æ??åº?对æ?ç±»ä?件ç??????å·¥å?·ã??3??12?¥ï?è´¢æ?¿é?¨é?¿è?¶ä¼¦è¿?ä¸?步表示â??ï¼?è¿??»ï??¨é?????±æ?ºæ???´ï?ç³»ç??§å¤§???¶è?????èµ???????????å¾??°æ???©ï???å·²ç?å®??½ç???¹é?©æ???³ç????ä»??ä¼???è¿??·å??äº?ï¼?ä½?ä¼?ä¸?注ä?满足?¨æ?·ç????æ±?????????13?¥ä?æ´²é????å¸??ºå?????ï¼?ç¾??½è´¢?¿é?¨ã??ç¾????¨ä»¥??FDIC??表è????声æ??表示ç¡?è°·é?¶è??????¨æ?·å??»¥?????¶æ????èµ???ï¼????¶ä?å¯?ignature?¶è?????类似?????½ï????þ@?¨å?å§???ä¼?宣å?设ç??°ç???¶è?å®?????èµ?计å??ï¼?BTFPï¼???ç¬þ@???¡ä»¶??å­?款æ?ºæ????ä¾????¿é?¿è¾¾ä¸?å¹´ç??è´·æ?ï¼?以确ä¿??¶è????½å??满足å­?款人??æ±???æ­¤æ?ç¾??½ç??管以???¿å??ºæ??åº?对å???????¶ä?????ï¼????°å?ºå?°ç?????½å?è¾?大ç??????å¸??ºä¿¡å¿?ï¼?ç¡?è°·é?¶è?大é?å­?款å?¨æ?·ç??èµ???å¾??°ä?è¯????¶æ???¥é?¶è??¤å???°è±¡????æ¦???????å¾??°æ?§å?¶ã??????ç¡?è°·é?¶è??´äº§??å¤?溢影??é¢?计è?为æ????ï¼????¥ç????¨ç´§ç¼©è??å¥??¤æ????????????»è?ï¼?ä½??????°ç??½é?¶è?æµ??¨æ?§å????ï¼?é¢?计æ???¥ç????¨å??????å¥?ä¹?å°??´ä¸ºè°¨æ????

????é£??©å??ç´?ï¼????¥ç??½æ?´ä????¨å???¶è?æµ??¨æ?§å?ºç?°è?é¢???é£??©ï??°ç??¿æ²»é£??©è?é¢???ï¼?ç¾??½é????è¶?é¢???ç­???

?³é?????读ï? ç¡?è°·é?¶è?

责任���赵路 RF13155
精彩?¨è??
??è½½æ?´å?
?¨é?¨è?è®