璋????涓?涓????婧?痉?介?惰?涓???澶у?煎苟妗?

2023-03-26 15:33:00 ?ユ?锛? ?稿?????ョ簿?? 浣???锛? ?藉???介??瀹?瑙? ?ㄦ旦

???? ???藉???介??瀹?瑙???璋????涓?涓????婧?痉?介?惰?涓???澶у?煎苟妗?

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????杩??朵腑??涓烘?澧ㄩ??褰╃??锛???008骞村痉?藉??涓??惰?瀵逛?寰风疮??】?惰????惰喘锛?杩?瀹?寰峰?界?浜?澶у??绗??澶ч?惰?????骞舵?锛???互缁???浠??澶???ず??

????棣???锛?澶у???????烘??????骞舵???涓?极?跨??杩?绋?锛????绘??????寰?寰?浼???缁??涔?锛?浣??稿???ˉ??璧?????锛?浠?杩?涓??搴嗀??瑷?锛???淇″?AT1?哄?稿???艰?抽?朵???????????瑕?涓?姝ワ?绗??锛???绠℃?烘??浼??村?惧??浜?蹇???澶?缃?凡缁??峰?ュ?辨?虹???????烘??锛?浠????茬?楠??ョ??锛?????????骞朵??╀?瑙ｅ?抽???锛????┾??蹇????╀贡楹烩?????村??瀹??ㄧ????娉?锛?绗??锛?寰峰?戒袱澶ч?惰?宸茬???姝ユ???变?涓?涓?杞??????辨?虹??璐??㈠?插?伙?涔????稿???澶?缃??辨?虹??缁?楠???

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????01

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????寰风疮??】?惰?锛?Dresdner Bank AG锛???绔?浜?1872骞达??婚?ㄤ?浜?寰峰?界??娉??板??绂?锛??颁?琚?痉?藉??涓??惰??告?跺??骞躲??寰风疮??】?惰??剧???杩?杈?????杩??伙??变?瀹跺?版?规?ч?惰???姝ュ??灞???寰峰?芥??澶х???惰?涔?涓?锛?涓?搴�??寰锋??蹇??惰?锛?Deutsche Bank AG锛???寰峰?藉??涓??惰?锛?Commerzbank AG锛?骞剁О??寰峰?戒?澶ч?惰???锛?浣??ㄧ?颁唬娆ф床?惰?涓?婵???绔?浜????????辨?洪????????涓?锛???缁?娌?娴??缁?绌跺?浜??藉???

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????2001骞达?璋?姹?杩????惰?涓???瀹??板?甯??哄?ㄤ??¤?????瀹???淇??╅?????Allianz SE锛??惧?颁?寰风疮??】?惰?锛????逛????冲????7??锛?瀹???淇??╀互240浜挎????惰喘浜?寰风疮??】?惰???澶??拌?′唤???界?跺?舵????瀹???浜?瀵瑰痉绱???】?惰????惰喘锛?浣??变?褰??朵??????瀹?瑙?缁?娴????锛?寰风疮??】?惰?????璐风??璁稿?灏????哥悍绾风?翠骇锛?涔?璁╁???淇??╀负姝よ????浜???澶ф??澶便??2002骞村痉绱???】?惰?浜???杈?.72浜挎???锛??ヨ?瀹???淇??╂?讳???????????瀹???淇??╀?寰?涓??ㄥ?惰????璧????诲讥琛ュ痉绱???】?惰???缁??ヤ???锛?瀵艰?磋????璧?????涓???锛?杩?瀵瑰?ㄥ??朵富?ヤ??′害涓?澶??????瀹???淇??╂?ヨ??????????????锛?骞惰???寮??翠??朵俊?ㄧ?绾ц?涓?璋???涓ラ????????

????2007-2008骞存?璐峰?辨?哄????锛??ㄧ???????烘???????颁?涓?瀹?绋?搴�?????插?伙?寰风疮??】?惰?浜﨎?剧?????惰韩锛?璐㈠?＄?跺?靛??搴兀???ワ???涓哄???淇??╂??娌?????????娌圭?垛????瀹???淇???008骞翠?瀛ｅ害涓?缁╂?剧ず锛????╂鼎??007骞村??????32.4浜挎???????1.5浜挎???锛???骞?杈惧??5锛?锛?涓?缁╀?????涓昏??????ㄤ?锛??朵负寰风疮??】?惰?璧?浜ф????璇??稿????.45浜挎???锛???008骞翠???骞村痉绱???】?惰?浜???杩?涓?姝ュ????宠?10浜挎?????澶?骞存?ワ?瀹???淇??╄?寰风疮??】?惰?涓轰???????灞辫??锛??????辨?轰?寰风疮??】?惰???绯?绯?琛ㄧ?帮?缁?浜???瀹?浜?瀹???淇??╁?哄????惰????冲???

????02

???????芥??????杩???STRONG>??澶?璧?????

????2008骞村??寮?濮?锛??充?瀹???淇??╁??哄??痉绱???】?惰???浼??诲?濮??ㄥ??轰?浼?????跺??寰疯???涓???哥户?哄?猴?灞?寮?瀵瑰痉绱???】?惰???浜?澶猴?

????2008骞???锛?甯??轰??轰腑?????告??ㄧ???惰喘寰风疮??】?惰???娑????浣?瀹???淇??╄?ｄ?浼?瀵瑰?舵????姝э?
????2008骞???锛?寰风疮??】?惰???瀹???淇??╀唬琛ㄥ?濮?璇?浼板痉?藉??涓??惰?璧?浜ц〃锛????跺痉?藉??涓??惰??峰?寰风疮??】?惰??????版??????瑰?濮?杩?琛???骞跺??澶?宸ヤ?锛?
????2008骞?????锛?涓??藉?藉?寮????惰?琛ㄨ揪浜?瀵规?惰喘寰风疮??】?惰????磋叮锛?骞跺?ㄨ?绾�?腑???虹?伴???惰喘????灏?瑁???锛?
????2008骞???31?ワ?寰峰?藉??涓??惰??ㄤ?涓??藉?藉?寮????惰????惰喘绔?浜?涓????恒??寰峰?藉??涓??惰?灏?浠?8浜挎??????婚??棰??惰喘寰风疮??】?惰?锛??惰喘??涓轰袱姝ヨ蛋锛???浜?2008骞存?惰喘51锛????℃??锛???浜?娆″勾?惰喘?╀???49锛??℃??锛?
????2009骞???8?ワ?寰峰?芥?垮???杩?????甯??虹ǔ瀹??洪??锛?SoFFin锛???寰峰?藉??涓??惰?娉ㄨ?100浜挎???锛??????堕?惰?璧????虹?锛?杩????????跺???瀵瑰痉绱???】?惰????惰喘???虫?寰峰?芥?垮??????寰峰?藉??涓??惰?25锛?+1?＄???＄エ浠介?锛?姝や妇?㈠???浜?瀵瑰痉?藉??涓??惰???浜?瀹??芥????锛???瀹??颁?瀵瑰痉绱???】?惰???绾惧?板???у?躲??

????寰峰?藉??涓??惰??惰喘寰风疮??】?惰???浜ゆ??锛?琛ㄩ????????甯哥????涓?骞惰喘琛?涓猴?瀹???涓?????痉?芥?垮?瀵归?惰?涓?杩?琛??芥?????ㄤ?锛?棣?????杩?????甯??虹ǔ瀹??洪??锛?SoFFin锛?瀵瑰痉?藉??涓??惰?杩?琛?娉ㄨ?锛?瀹???瀵硅??惰???浜?瀹??芥????锛????堕??杩??芥????杩?绋?涓???寰峰?藉??涓??惰?锛?瀵瑰痉绱???】?惰?杩?琛??惰喘锛?瀹??颁?瀵瑰?剁???存?ユ?у?躲??涓??ヤ??伙?寰峰?芥?垮?????灏?寰峰?戒?澶ч?惰?涓???涓ゅ??跺??芥????缁????朵唬?????2008骞撮?????辨?哄?????讹?娆ф床瀵归?惰?涓???绾惧?版???斤?涔?澶????????芥???????瑰?锛??ц??瑰??稿?瀹℃??锛?寰峰?芥?垮?浜�??渚?澶?锛?姝ゆ??????惰喘浜�=?ㄥ?ㄥ痉?藉??009骞?????杩?浜??惰?寮哄?跺?芥????娉?妗???

????03

??????缁?骞堕????浜?

?????ㄥ痉?藉??涓??惰?涓?寰风疮??】?惰?杈炬?????惰喘??璁?腑锛?璇兀敖?版??杩颁????规???ュ??浣???瑙???锛??????

??????灏???????琛??伴??锛??ㄥ痉?芥????锛?灏?寰峰?藉??涓??惰???820瀹跺??琛???寰风疮??】?惰???1,074瀹跺??琛?锛???姝ヨ??よ??,540瀹跺??琛?锛????ヨ?涓?姝ュ??缂╁??琛??伴????,200瀹讹?

????杩?琛?澶ц?妯¤???锛??ㄤ???绀句?绂??╂?℃????????虹?涓?锛?瑁???9,000涓??ㄦ?ュ?跺伐浣?宀?浣?锛?????,500涓??藉???琛?宀?浣?锛?璁″????杩?姝や妇????50浜挎???璧???锛?

??????骞朵腑灏?浼?涓?涓??★?涓ゅ??惰??ㄤ腑灏?浼?涓?涓??￠??????????????版椿???灏??规??痉?藉??涓??惰?????涓?妯″??ㄤ?涓?????涓?杩?琛???骞跺????寮猴?

????灏?寰风疮??】?惰?涓????涓?娆т??″苟?ュ痉?藉??涓??惰?锛?

????灏?寰风疮??】?惰?????涓??垮?颁骇?ㄩ?ㄥ苟?ワ???涓哄痉?藉??涓??惰?涓?涓??扮???ㄩ???

????寤虹??扮????璧??惰??ㄩ???姹???涓ゅ??惰??㈠??璧?????虹??浜у????璧?????烘椿??????瑰??惧?ㄤ?涓???璧???璐锋?浜у?????＄エ???哄??剁??涓??★?

????灏?涓ゅ??惰???璐㈠?℃椿?ㄥ??骞跺?伴???㈢??绠＄??骞冲?颁腑锛?涓???????缁??瑰??ㄩ?ㄣ??

????????瀹????惰喘??锛?寰峰?藉??涓??惰?寮?濮???璁″??????杩?琛???骞跺????缁?宸ヤ?锛?浣?寰?蹇??浠?究???帮?浜???骞舵病???ｄ?绠?????寰风疮??】?惰???????姣?璧?浜р??锛?涓????浜э?杈惧?颁?490浜挎???锛??ㄥ??堕?????辨?虹??褰卞??浠??ㄦ??缁???澶х???涓?锛?杩??ㄥ??璧?浜ф?????戒?缁?寰峰?藉??涓??惰??ヨ?澶х????澶便?????讹??ㄦ?ц?寰风疮??】?惰?瑁???璁″????杩?绋?涓???虹?颁?璧??块?????涓??????????碉?濡????缁????ｄ??垮??CEO??绂昏??琛ュ?块??????揪?颁?750涓?娆у????320涓?娆у??锛?涓?涔?褰㈡??椴???瀵规??????惰喘?瑰痉?藉??涓??惰??翠?????5锛?锛??ｄ?浼?????2008骞村??璁″勾?跺?ヨ?涓???00涓?娆у????瑁???杩?绋?涓?害浜х??浜?璁稿?璇?璁肩?绾凤?杩?浜?璇?璁间??存??缁??颁?2014骞达?寰峰?藉??涓??惰?涓?琚????宸ヤ??翠?????璐?锛?涓?瀹?绋?搴�????璐逛?寰峰?藉??涓??惰?杈?澶?绮惧????璐㈠????

????姝ゅ?锛?寰风疮??】?惰???绠＄??灞?缁??惰喘????涓?浜?涓?涓???ヤ???????????瀛???锛???痉?藉??涓??惰?2008骞磋储?ワ?寰风疮??】?惰?褰?骞寸????浜???杈惧?颁?65.4浜挎???锛?瓒?杩?琚??惰喘浠锋?肩??涓???涔?浜?锛?杩???澶у?版??绱??寰峰?藉??涓??惰???璐㈠?＄?跺?点??寰峰?藉??涓??惰??ㄦ?惰喘?ㄤ?????2008涓???骞磋?ヨ??跺?垫??缁???濂斤?涓???浜?瀛ｅ害??瀹??扮???╋?浣??跺?????颁?涓?寰风疮??】?惰????村??锛?杩?缁???涓??搴�????锛??′环?ㄦ????翠??????????浣垮?朵?寰?涓???008骞?1????2009骞???涓ゆ??ュ??寰峰?芥?垮?soFFin?村?╋??磋??009骞翠?瀛ｅ害???㈠????┿??

???? ???藉???介??瀹?瑙???璋????涓?涓????婧?痉?介?惰?涓???澶у?煎苟妗?

?????挎???ョ??锛?寰峰?藉??涓??惰?骞惰喘寰风疮??】?惰?骞舵病??璧峰?伴??充腑??1+1>锛?2????????锛???????绱??涓??峰?ヤ?婕??跨??浣?璋锋????寰峰?藉??涓??惰??????╄?藉???ㄥ苟璐??????伴??骞翠??????匡?浣??ㄥ苟璐?????????╃??挎??澶?浜?涓?????舵??锛?ROE??缁??浜?浣?浣?锛????�??杈逛?绾ц?????瓒崇???ㄥ苟璐???杩?骞翠?琛???杩?绉??拌薄??浠???互瑙ｈ?涓猴?寰风疮??】?惰?缁?寰峰?藉??涓??惰?甯�=?ョ??澶ч????姣?璧?浜у???朵?椋??╁??绱?锛??翠娇寰峰?藉??涓??惰?涓?寰?涓?杩?琛?璧???ˉ??浠ュ???朵??插尽???戒互搴?瀵归??╋?杩??ㄥ?澶х?搴�??褰卞??浜?浼?涓????╃???琛ㄧ?般??姝ゆ?骞惰喘瀵瑰痉?藉??涓??惰???涓??╁奖??涔?浣??板?ㄨ?浜ц?妯℃?归????ㄦ?寮?瀹????惰喘寰风疮??】?惰???2009骞达?浼?涓?璧?浜ц?妯″?棰?????????颁????叉??楂?锛??惰??姝ゅ???昏?浜ф??缁?缉??锛?浠?2013骞磋?充?宸茬?杩?缁??骞翠?浜?骞惰喘????璧?浜ц?妯°??

???? ???藉???介??瀹?瑙???璋????涓?涓????婧?痉?介?惰?涓???澶у?煎苟妗?

?????荤??ヨ?锛??????烘?????煎苟??缁????句互涓?韫磋??灏辩??锛????涓??挎????杩?绋?锛??惰喘浠?浠?????虹??绗??姝ワ??撮??瑕??????浣?濡ュ???板?璧?浜ц?琛?澶???锛?浠ュ??濡?浣?瀵逛??¤?琛?????????缁?锛?涓??兀???涓?褰?锛?骞惰喘??缁???璧疯????灏?濡???????璁茬??瀹???淇??╁??寰峰?藉??涓??惰??ｆ?峰????ц韩锛???韩缁??ュ???颁弗????褰卞????

???? ???藉???介??瀹?瑙???璋????涓?涓????婧?痉?介?惰?涓???澶у?煎苟妗?

????04

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